Dental Insurance – Rockville, MD
Affordable Dentistry at Your Fingertips
At Signature Smiles of Rockville, we recognize the importance of affordable oral healthcare. Instead of assuming every person can pay out of pocket for treatment, we are pleased to welcome many different PPO dental insurance plans. This allows you to not only save when requiring preventive, restorative, or emergency treatment, but it also ensures that you stay on top of your oral hygiene throughout the year for a healthier, happier, and more beautiful smile. Keep reading to discover how we can help you use your plan to your advantage.
How Dental Insurance Works
Preventive and restorative dentistry are the two components that are most likely to receive coverage from your dental insurance in Rockville. These services are designed to improve and maintain better oral health. Generally, companies structure their plans using a 100-80-50 system. It means that up to 100% of the total cost of preventive services is covered by your insurance plan.
If dental fillings, dental crowns, root canals, tooth extractions, dentures, or other similar solutions are required, you may find that your policy covers between 50-80% of the total price.
Of course, you must first meet your deductible, and your insurer will identify how much of your existing annual maximum remains before paying their portion.
What is the Difference Between Dental and Medical Insurance?
Medical insurance is a reactive type of plan that provides greater coverage for problems that have already occurred. For example, if you break your arm or need hospitalization for any reason, you’ll likely experience greater savings than if you need a wellness visit.
Dental insurance, though, is different. Built to promote a proactive approach, patients can receive the highest level of savings by agreeing to keep their twice-annual dental checkups and cleanings as well as seeking additional services that help lower the risk of dental decay and gum disease.
In-Network vs. Out-of-Network
Choosing an in-network versus out-of-network dentist isn’t something you should try to decide quickly. There are different factors to consider (i.e., long-term relationship, level of care, etc.). However, if you’re looking to save on your oral health and hygiene, it’s best to choose someone in-network who can help keep your costs low.
In-Network Coverage
At Signature Smiles of Rockville, Dr. Partovi is pleased to be in-network with the following insurance plans:
- Blue Cross Blue Shield
- GEHA
- Delta Dental
- MetLife
- Cigna
- And Many More!
Out of Network
When you decide to see an out-of-network dentist, don’t be alarmed. This is your choice, but you will likely be required to pay any remaining fees, which often lead to higher overall costs. Our team, however, will make sure you get the same high level of care.